Please read these terms of service (“terms”, “terms of service”) carefully before using Patti Kelly Insurance website (the “service”) operated by Patti Kelly Insurance.
Conditions of Use
Services provided are subject to the conditions stated below. Each visit to this website, use of its services, or purchase made constitutes acceptance of these terms and conditions. Read carefully.
Privacy Policy
Before using the website, read the privacy policy regarding our user data collection to better understand our practices.
Copyright
Content published on this website (digital downloads, images, texts, graphics, logos, etc.) is the property of the operator and/or its content creators and protected by international copyright laws. The entire compilation of content found on the website is the exclusive property of the operator, with copyright authorship for this compilation by the operator.
Communications
Every time you send us an email or visit our website, you are going to be communicating with us. You hereby consent to receive communications from us. If you subscribe to the news on our website, you will receive regular emails from us. We will continue to communicate with you by posting news and notices on our website and by sending emails. You also agree that all notices, disclosures, agreements, and other communications will be provided electronically.
Applicable Law
By visiting this website, you agree that the laws of the operator's location, without regard to principles of conflict laws, will govern these terms of service, unless otherwise prohibited.
Disputes
Any dispute related to your visit to this website or to products you purchase from vendor shall be arbitrated by state or federal court in the operator's location and you consent to exclusive jurisdiction and venue of such courts.
License and Site Access
We grant you a limited license to access and make personal use of this website. You are not allowed to download or modify it except by written consent.
User Account
If you are an owner of an account on this website, you are solely responsible for maintaining the confidentiality of your private user details (username and password). You are responsible for all activities that occur under your account or password.
We reserve all rights to terminate accounts, edit or remove content and cancel orders at our sole discretion.
Patti Kelly Insurance | SMS Terms of Service
Effective Date: October 14, 2026
SMS Program Description
Patti Kelly Insurance provides optional SMS messages about insurance policy updates, renewal reminders, appointment scheduling, insurance quotes, customer service, important account notices, and, where separately authorized, insurance-related promotional offers.
Consent and Eligibility
By voluntarily opting in, you agree to receive text messages from Patti Kelly Insurance at the mobile number provided. Consent to marketing texts is not a condition of purchasing insurance products or services. You must be 18 years of age or older to use this SMS service.
Frequency and Charges
Message frequency varies based on customer activity, policy needs, and preferences. Message and data rates may apply. Check with your carrier for details.
Opt-Out and Help
To stop receiving messages, reply STOP to any text message. You may receive one final confirmation of your opt-out. Reply HELP for assistance, or contact Patti Kelly Insurance through https://pattikellyinsurance.com, [email protected] , or (980) 600-3788.
Carrier Disclaimer
Carriers are not liable for delayed or undelivered messages.
Privacy and Information Sharing
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. SMS opt-in data and consent will not be shared with third parties for their own marketing or promotional purposes. Read our Privacy Policy: https://pattikellyinsurance.com/privacy.html.
Changes to SMS Terms
We may update these terms from time to time. Revised terms will be posted on our website.